When to Splurge, When to Spend, When Do I Decide When

One of the questions that often pop into my inbox is “When is it appropriate to spend my money?”  When people ask, they often want someone to give them a general answer that will solve their problem.  They want a step by step guide because they want to splurge but don’t want to jeopardize their retirement.  Sadly, there is no cookie-cutter answer since every situation is different, but what I can do is try to guide you to make the right decision in case you are wondering about this.
The Answer of When to Spend is Easy for Some
Two types of people don’t have any problems deciding when to spend money - those who spend every penny and those who never spend any money.
Natural Born Consumers
These people just seem to have more fun.  They are the ones with the new cars, nice house and their kids always seem to be wearing […]

Original post by MoneyNing

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