Financial Solution News

Sometimes, the reason why we don’t like to do something is because we aren’t good at it.  On the other hand, when someone is doing something they really enjoy, it is often because they are pretty good at it.  So, in order to shake off the Monday blues, it might be enough to just become good at our jobs.
Of course no one is good at every job, so the key is to find a job that you are good at.  If you don’t know what you excel at yet, start by looking at something at everything you enjoy.  Even if you aren’t very good at it in the beginning, you will at least stick with it because you enjoy it.  You will find that the job becomes easier and easier with practice and experience, and you will be better and better at it.
As you become better, you will have more [...]

Original post by MoneyNing

I didn’t get around to charting an index this weekend.  We were pretty busy – Mother-in-law came over Friday night, Funeral on Saturday and I replaced my Dad’s computer on Sunday.  Apparently, computers over 10 years old suck and don’t like to have data transfered without freezing up at least a dozen times.  In the end I got the new one working with almost everything transfered, but couldn’t get the old Outlook Express emails to convert to Outlook 2007 Professional.  They are in a different file format if anyone has some advice to offer on how I can convert the old emails for him.
For stocks – the brief chart I looked at was pretty much the same as the past two weeks of a triangle that hasn’t picked a direction.  That gave me less of a push to chart the same thing with no opinion of where we’re going.  The [...]

Original post by Alex Fotopoulos

We’re giving away a FREE ebook on how to get started making money online.
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US congressman Mark Udall thinks so; he has just presented legislation to the US Senate that out-lines his version of a “Credit Card Bill of Rights”. The gist of the bill is to force credit card companies to send notice of a rate increase prior to raising your rates.
However, should congressman Udall get his bill through the Senate as penned it will wipe out a lot of the fine print we see on credit card statements and applications. For instance, the bill will freeze rates and terms on cards that are canceled by the credit issuer. This is so if the company revokes the card from the user they will be unable to hike rates and fees on the outstanding balances. The bill [...]

Original post by admin

Married life has been great!  I’m so happy that I’ve met someone to share my life with and I am excited about my life ahead.  What’s even more exciting for you guys is the $1500 giveaway in about a weeks time.  Good luck in advance to the people that have/will enter!
Check these articles out in the meantime and you might be able to afford a giveaway of your own!

Gather Little by Little has a post on 5 simple ways to save money!
The Dough Roller examines the two P2P lending options.  Check it out if you’ve always wanted to try it!
Blueprint tells us not to use debit cards!  For most people that cannot control their spending, using debit cards is actually better but the responsible amongst us should not worry and use the credit card!
Five Cent Nickel has twelve tips for preparing your home for sale!
All Financial Matters checks out the [...]

Original post by MoneyNing

Could you build a life with nothing but $25?
I found an interesting article about a young college grad who decided to try an interesting social experiment: starting over with nothing.
Adam Shepard left his comfortable existence to see if the “American Dream” was a reality. His goal was to go from owning nothing but $25 and a gym bag to having a furnished apartment, a car, and $2,500 in savings within a year.
He lived in homeless shelters and looked for jobs without using his background experience as an aid.
After 10 months he had moved into an apartment, bought a pickup truck, and had saved close to $5,000.
You can read more about Adam’s story here.
What I love so much about this story is…

that it is evidence that people can turn their lives around. We are not stuck in our circumstances.
We can survive and even (dare I say) enjoy [...]

Original post by bob

Debate over Barack Obama’s $10 Billion housing bailout plan.
Did you know that you, the tax payer, will foot the bill?

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Original post by Admin

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The UK housing market currently faces an uncertain future. With the housing crisis in the US threatening to spread across the Atlantic the outlook is uncertain for first time buyers in the UK. Currently the average first time buyers’ property price is around £160,000, a figure that forces many to forget about getting their foot on the bottom of the housing market ladder for a few years.
Despite recent Interest rate cuts, the global credit crunch and uncertain economic outlook are keeping the costs of mortgages high, causing a firm barrier to entry for first time buyers. Finding a competitive deal is proving tricky, especially as many 2nd or 3rd time buyers have the advantage of using equity released from recent house price inflation [...]

Original post by admin

This has been a lot topic among bloggers, so I’ll throw in my 2-cents.
Every asset you own can be classified into 3 broad categories: necessities, luxuries and investments.
Examples include:

Necessities: electricity, gasoline, food, water, clothing, banking, medicine and *shelters*.
Luxuries: Tag Heuer watches, iPods, Coach bags, Ferraris and sailboats.
Investments: stocks, bonds and rental properties.

No. That’s not a typo. I did place “shelter” as one of the necessities, but I believe the crux of the misunderstanding centers around what exactly do we consume: is it the warmth provided by the shelter, or the ownership of the shelter itself? Let’s clarify by drawing parallels from my dividend-paying stocks.
I consume electricity, but also consider my ownership of Fortis as an investment. Similarly, I’m a part-owner of Saputo, Canadian Oil Sand, Reitmans, Royal Bank and Johnson & Johnson, which all provide essential products and services [...]

Original post by Financial Jungle Guy

I was planning to wait it out, but decided to get out of AAPL this afternoon with a ~$30 profit.  I sold one naked put a couple of weeks ago.  I was up $300 as of this morning on paper, but held and saw AAPL’s price fall throughout the day.  I gave in when I saw an article about the issues iPhone is having. 
A month or two ago I would have held on to work out the profits with a covered call, but after January’s losses I’m gun shy and decided I could use my money better elsewhere.  I took in $489.25 and paid $460.74.  While AAPL was at 117.43 I bought my naked put back.  AAPL rose 50 cents a few minutes later and then came right back down and even went below 116 briefly.  I’m not so bearish on AAPL that I’m selling calls on it or shorting it in [...]

Original post by Alex Fotopoulos

A few days ago, I finally followed through on what I have been meaning to do for a very long time….form an LLC to expand my business of websites/blogs. I have called it ATA Consulting LLC. The reason I have given this name is because ‘Consulting’ is a very broad category and thats why I’m not limited to just websites and blogs.
Below is a 6 step process to building a successful business.
1. Start Smart2. Plan Ahead3. Set up Systems4. Seek out Sales5. Aim for Growth6. Leverage Opportunities

1. Start Smart.Identify a niche. Don’t compete to be the lowest cost provider. Look for what makes your product or service unique and adds a special value for the client and charge for that value. Every business has many facets. Start with what you know and like; start a business that has meaning to you. Keep in mind that [...]

Original post by Everything Finance